UK expat banking
Banking for UK expats from Barclays
There are currently many British-born people living abroad. The reasons why so many people end up living abroad are almost as numerous as the countries in which they settle. But they all share one thing in common: the need for bank accounts and other financial facilities that can meet their specialist needs.
That's why we're here. Barclays advises and looks after the interests of tens of thousands of British expats. If you're moving abroad, it is certainly worth contacting Barclays before you leave. We can offer you a range of innovative financial products and banking services in a number of currencies. We can also help you ensure that you take advantage of any financial planning opportunities that may arise from moving abroad.
Depending on your circumstances, as a UK expat we may be able to offer you:
- Offshore banking and overseas investments
- Advice on refinancing your UK property
- Savings and loan products (subject to application and status)
- Advice on overseas banking and overseas accounts.
- Please note: You have sole responsibility for the management of your tax and legal affairs, including making any applicable filings and payments and complying with any applicable laws and regulations. We have not provided and will not provide you with tax or legal advice and recommend that you obtain your own independent tax and legal advice tailored to your individual circumstances.
In most countries around the world, Barclays can give you easy, safe and fast access to your money. You can stay in control of your finances by phone, post or fax, or conduct internet banking using our 24-hour* Online Banking service. You'll also have access to around 690,000 VISA-linked cash machines around the world.
Bank account options for UK expats
Barclays offers a number of bank account options for UK citizens living overseas, or indeed for anyone moving to a new country.
Relationship Manager Service
A personal, tailored solution designed to help affluent clients maximise their wealth. It is aimed clients with a minimum annual income of £150,000 (or currency equivalent) for clients moving to or living in the UK, or who want to invest £50,000 or more. Click here for more information.
iBank
Our entry-level international banking service offers day to day banking facilities and a savings account plus access to a greater range of financial products and services, available for just £10 (US$16.50 or €14.50) a month. See our tariff for details of the iBank fee in other currencies.
Click here for more information.
UK expat savings accounts
If you are moving to a country other than your own and intend to save part of your income, you'll be pleased to learn that each of our bank account options offers a wide range of savings and investment solutions, including:
- International Saver and International Saver Plus
- Treasury Deposits
- Structured Deposits
- Liquidity Management Service (minimum deposit is £1,000,000).
With a banking option from Barclays, you'll also enjoy:
- International telephone and online banking so that you can manage your money at any time* and in most places in the world
- Quick, easy and secure international payments
- Mortgage services for property purchases in the UK and abroad.
UK expat offshore investments
One of the advantages of living or working overseas is that you are able to manage your tax liabilities on overseas investments. Barclays can advise you on offshore investment opportunities but please note you have sole responsibility for the management of your tax and legal affairs, including making any applicable filings and payments and complying with any applicable laws and regulations. We have not provided and will not provide you with tax or legal advice and recommend that you obtain your own independent tax and legal advice tailored to your individual circumstances.
UK expat online banking features
Our international telephone and online banking services help you manage your money in different currencies and time zones.
It offers you the ability to:
- Check your account balances and latest transactions
- Transfer money between accounts
- Make international and UK payments up to £50,000 (or currency equivalent)
- Save up to £15 when making international payments
- Set-up or amend regular payments (standing orders)
- Apply for additional accounts.
* Access may also be limited in some countries due to the prohibited transmission of encrypted data over telephone lines. Please contact your local embassy to check your country's legal position.
You have sole responsibility for the management of your tax and legal affairs, including making any applicable filings and payments and complying with any applicable laws and regulations. We have not provided and will not provide you with tax or legal advice and recommend that you obtain your own independent tax and legal advice tailored to your individual circumstances.
† Lines are open 24 hours a day, 7 days a week except for 25 December when the lines are closed. Call costs may vary - please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security purposes.
The products and services described on this page are provided by the following companies, which are part of Barclays: Barclays Bank PLC in London and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further Information on these companies and Barclays please read the Important Information.
Products and services on this site may not be available in certain jurisdictions. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.
