Working abroad

International banking services for expats working overseas

Living and working abroad. Whether you see it as a temporary wrench from home, an enjoyable diversion in your working life or as a more permanent career move, there's no doubt your financial needs will require professional management.

Barclays has many years' experience in helping people with overseas jobs plan for and adapt to working abroad.

We specialise in offering international banking services designed to meet your specific needs. We can offer you innovative financial products and offshore banking services in a range of currencies. We can also help you take advantage of any financial planning opportunities that may arise while you work abroad.

Depending on your circumstances, we may be able to offer you:

• Offshore savings (including online saving) and investments
• Loans (subject to application and status)
• Tax planning advice via our preferred tax adviser, the international financial services firm, Ernst & Young¹
• Access to our International Telephone and Online Banking service.

Moving abroad made easy

We can help you sort out your financial affairs and the best ways for you to transfer currency. In many cases, we can even open your bank account for you before the move, giving you one less thing to organise when you arrive in your new country.

We believe no one is better placed than Barclays to smooth your transition from domestic to international banking.

Offshore bank accounts

Our International Bank Account offers multi-currency options including euros, US dollars and sterling. It is the core of each of our bank account options available to people living or working overseas:

• Relationship Manager Service. A fee-free personal, tailored solution designed to help affluent clients maximise their wealth. A dedicated Relationship Manager will take the time to get to know you, in order to understand your circumstances and help you achieve your financial aspirations. The service is aimed at clients with balances of £50,000 or more (or currency equivalent) to place with Barclays international banking or for clients who have come to live in or are moving to the UK, an annual individual gross income of £150,000 or more to mandate to a Barclays international bank account.
• iBank is a low-cost, easy way to manage and control your finances when living abroad. It allows you to transact regularly and hold your wealth with a trusted provider in a secure environment.

All of our international banking options allow you to choose from:

• Day-to-day banking in a range of currencies
• Savings
• Loans
• Mortgages
• Debit Cards.

Offshore savings and investments

Whether you're moving to a country other than your own or would like to hold money offshore, iBank Saver offers you a secure home for your savings and investments.

As an iBank Saver client, you'll enjoy:

• Savings and deposit accounts in a range of currencies
• Access to a range of investment solutions offered by the Barclays Group
• International Telephone and Online Banking
• Quick, easy and secure international payments

iBank Saver is available for no monthly fee. Conditions apply. Click here to find out more about iBank Saver, or click the link below and we'll call you with more information.

• Barclays can offer you an overseas mortgage as well as specialised mortgage advice
• Our offshore mortgages are available for residential property in the Caribbean, Dubai, France, Italy, Portugal, Spain and South Africa
• We can make the process of buying your new home as easy as possible.

Foreign currency and exchange services

You can rely on Barclays to offer attractive exchange rates between currencies. And when you need to transfer money quickly and securely, Barclays payments make the process simple.

• Make payment instructions online, by phone, fax or post, or at a Barclays branch
• Choose from a range of major currencies
• No minimum transfer amount (maximum £50,000 for online transactions).